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And, it's getting harder to buy your first home: the age of a first-time homebuyer (FTHB) was 38 years old on average in 2024, according to the National Association of Realtors. That's an all-time ...

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Allison Schrager is a senior fellow at the Manhattan Institute and a City Journal contributing editor, where her research focuses on public finance, pensions, tax policy, labor markets, and monetary ...